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Our specialists reply readers' bank card questions and write unbiased product opinions (here is how we assess bank cards). In some circumstances, we obtain a fee from our companions; nonetheless, our opinions are our personal. Phrases apply to affords listed on this web page.
- The Southwest Companion Cross lets you convey alongside a pal or member of the family for simply the price of taxes and charges everytime you fly Southwest.
- By way of March 13, 2023, all three private Southwest bank cards provide 30,000 factors and a Companion Cross® good via 2/28/24 after you spend $4,000 on purchases within the first three months from account opening.
- This can be a nice deal, however the promotional Companion Cross is not fairly as useful as a normal Companion Cross.
- Learn Insider's information to the finest Southwest bank cards.
The Southwest Companion Cross is likely one of the single finest offers on this planet of journey. It lets you convey a journey buddy with you everytime you fly on Southwest for simply the price of taxes and charges so long as the move is legitimate.
For instance, even in case you had been to fly 100 instances on Southwest, your journey companion might accompany you each single time. Relying on how usually you fly, the Companion Cross might prevent many 1000's of dollars.
To earn the Companion Cross, you'd usually have to realize 135,000 qualifying Southwest factors in a calendar 12 months. However via March 13, 2023, three of Southwest's finest bank cards (the Southwest Speedy Rewards® Plus Credit score Card, Southwest Speedy Rewards® Premier Credit score Card, and Southwest Speedy Rewards® Precedence Credit score Card) include a welcome bonus that features a promotional Companion Cross. You may earn 30,000 factors and a Companion Cross® good via 2/28/24 after you spend $4,000 on purchases within the first three months from account opening.
Examine Southwest bank cards
30,000 factors and a Companion Cross® good via 2/28/24 after you spend $4,000 on purchases within the first three months from account opening
Earn 2X factors on Southwest® purchases. Earn 2 factors on Speedy Rewards lodge and automotive rental associate purchases. Earn 2X factors on native transit and commuting, together with rideshare. Earn 2X factors on web, cable, and telephone providers, and choose streaming. Earn 1 level for each $1 spent on all different purchases.
30,000 factors and a Companion Cross® good via 2/28/24 after you spend $4,000 on purchases within the first three months from account opening
Earn 3X factors on Southwest® purchases. Earn 2 factors on Speedy Rewards lodge and automotive rental associate purchases. Earn 2X factors on native transit and commuting, together with rideshare. Earn 2X factors on web, cable, and telephone providers, and choose streaming. Earn 1 level for each $1 spent on all different purchases.
30,000 factors and a Companion Cross® good via 2/28/24 after you spend $4,000 on purchases within the first three months from account opening
Earn 3X factors on Southwest® purchases. Earn 2 factors on Speedy Rewards lodge and automotive rental associate purchases. Earn 2X factors on native transit and commuting, together with rideshare. Earn 2X factors on web, cable, and telephone providers, and choose streaming. Earn 1 level for each $1 spent on all different purchases.
Here is what you could learn about this deal in case you determine to use earlier than the provide ends on March 13.
We're centered right here on the rewards and perks that include every card. These playing cards will not be price it in case you're paying curiosity or late charges. When utilizing a bank card, it is essential to pay your steadiness in full every month, make funds on time, and solely spend what you'll be able to afford to pay.
Southwest Speedy Rewards® Plus Credit score Card
Intro provide
30,000 factors and a Companion Cross® good via 2/28/24 after you spend $4,000 on purchases within the first three months from account opening
Rewards
Earn 2X factors on Southwest® purchases. Earn 2 factors on Speedy Rewards lodge and automotive rental associate purchases. Earn 2X factors on native transit and commuting, together with rideshare. Earn 2X factors on web, cable, and telephone providers, and choose streaming. Earn 1 level for each $1 spent on all different purchases.
Southwest Speedy Rewards® Plus Credit score Card
Intro provide
30,000 factors and a Companion Cross® good via 2/28/24 after you spend $4,000 on purchases within the first three months from account opening
Rewards
Earn 2X factors on Southwest® purchases. Earn 2 factors on Speedy Rewards lodge and automotive rental associate purchases. Earn 2X factors on native transit and commuting, together with rideshare. Earn 2X factors on web, cable, and telephone providers, and choose streaming. Earn 1 level for each $1 spent on all different purchases.
Southwest Speedy Rewards® Plus Credit score Card
Particulars
Rewards
Earn 2X factors on Southwest® purchases. Earn 2 factors on Speedy Rewards lodge and automotive rental associate purchases. Earn 2X factors on native transit and commuting, together with rideshare. Earn 2X factors on web, cable, and telephone providers, and choose streaming. Earn 1 level for each $1 spent on all different purchases.
Intro provide
30,000 factors and a Companion Cross® good via 2/28/24 after you spend $4,000 on purchases within the first three months from account opening
Really useful Credit score
Good to Glorious
Common Annual Proportion Price (APR)
20.49% - 27.49% Variable
Professionals & Cons
Highlights
Extra Studying
Whether or not you are utilizing money or factors to e-book your Southwest flight, you'll be able to use the Southwest Companion Cross to convey alongside a pal for simply the price of taxes and charges. Taxes are simply $5.60 every manner for home flights (and will be increased for worldwide flights), making this an unimaginable deal for anybody who routinely travels with a associate.
The Southwest Companion Cross lets you change your designated companion as much as thrice per calendar 12 months. So in case you routinely journey together with your partner, however you wish to take your guardian on a getaway, you've gotten the aptitude to do it.
Here is a fast comparability of the three Southwest bank cards that provide this promotional Companion Cross.
As you'll be able to see, all playing cards have completely different annual charges and advantages. If you wish to check out the Companion Cross for the most cost effective worth, the $69-annual-fee Southwest Speedy Rewards® Plus Credit score Card is your best choice. However in order for you premium Southwest advantages, equivalent to upgraded boardings and an annual $75 Southwest journey credit score, the $149-annual-fee Southwest Speedy Rewards® Precedence Credit score Card is hands-down the finest Southwest deal of the bunch.
Are these Southwest bank card bonuses a great deal?
There are two parts of this new card bonus: 30,000 factors and a promotional Companion Cross.
Southwest factors are price 1.4 cents every, on common, primarily based on Insider's factors and miles valuations. Meaning the 30,000 factors you may earn from this bonus are price round $420 in Southwest flights.
The worth of the Companion Cross is set by how usually you fly Southwest. You can fairly simply save 1000's of dollars by taking a handful of home journeys — or a number of worldwide journeys to locations just like the Caribbean, Mexico, and Central America — on Southwest within the coming 12 months.
However there's one large motive it's possible you'll not wish to soar on this deal: This promotional Companion Cross expires on February 28, 2024. Meaning you may have round one 12 months to make use of the move earlier than it expires.
A standard Companion Cross is legitimate through the the rest of the 12 months during which you earn it and your entire following calendar 12 months. Sure, it is tougher to earn, however its shelf life will be twice as lengthy.
You may obtain the Southwest Companion Cross after incomes 135,000 Southwest factors in a calendar 12 months. A straightforward manner to do that is as follows:
- Open a Southwest small-business bank card and earn its bonus. For instance, the Southwest® Speedy Rewards® Efficiency Enterprise Credit score Card affords 80,000 factors after you spend $5,000 on purchases within the first 3 months.
- Open a Southwest private bank card and earn its bonus. These playing cards generally provide 60,000+ factors, so you may have to attend till the provide modifications.
- Obtain a ten,000-point enhance towards the Companion Cross every year only for holding a Southwest bank card.
After you earn two card bonuses, you need to have sufficient factors to right away qualify for the Companion Cross. The sooner within the 12 months you accomplish this, the longer your move might be legitimate.
Who's eligible for the Southwest bank cards?
Southwest bank cards are topic to the Chase 5/24 rule. Which means in case you've opened 5 or extra playing cards (from any financial institution) prior to now 24 months, you will not be authorized for a Southwest card. Additionally, you are not eligible for a Southwest private card in case you at present maintain a private Southwest card or have acquired a welcome bonus from one prior to now 24 months.
To be clear, this does not apply to Southwest's small-business playing cards. However they've their very own guidelines. You will not be authorized in case you at present maintain a specific small-business card or have acquired a welcome bonus for that particular card prior to now 24 months.
You should even have a enterprise enterprise to qualify for a small-business bank card (although that may be one thing so simple as promoting gadgets on eBay, freelance writing, tutoring, and so forth.)
For a more in-depth take a look at all the things you could learn about this useful profit, take a look at Insider's information to incomes the Southwest Companion Cross.
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