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A home warranty is a service contract that gives protection for the restore or alternative of your private home’s techniques and home equipment once they break down. These devoted plans may also help you cowl the price of unexpected repairs attributable to sudden mechanical malfunctions or regular put on and tear, that are circumstances that aren't sometimes lined by house owner’s insurance coverage.
Learn on for our evaluation of AFC Residence Guarantee, one in all Money’s Best Home Warranty Companies. We embrace details about its plans, protection, pricing, limitations and payout caps. We additionally analyze widespread buyer complaints and the way AFC compares to its opponents.
Desk of Contents
AFC Residence Guarantee overview
America’s First Choice Home Warranty (AFC Residence Guarantee) presents residence guarantee plans that cowl home equipment and techniques in case of breakdown, mechanical failure or regular put on and tear.
The corporate presents 4 ranges of protection, add-ons and a workmanship assure that lasts for so long as your plan is energetic with AFC — as much as three years in some instances. It's also possible to select the service technician of your selection when it’s time to ask for assist.
- Possibility to decide on your individual licensed technician to do repairs
- Labor and repairs are assured for the lifetime of your contract
- Further perks and advantages, together with reductions with partnered firms
- Not accessible in Hawaii, Washington or California
- Home equipment and techniques with pre-existing points usually are not lined
- Comparatively low protection caps for many techniques
AFC Residence Guarantee plans
AFC Residence Guarantee presents 4 totally different residence guarantee plans, together with a system-only plan, a lowered-tiered plan that covers 9 main residence home equipment and two plans that cowl a mixture of each techniques and home equipment. These plan choices are:
- Silver Plan
- Gold Plan
- Platinum Plan
- Diamond Plan
Residence guarantee firms sometimes cost a service name price, which is the deductible you pay once you request a service. AFC Residence Guarantee lets you select a service name price quantity of $75, $100 or $125. The quantity you select will have an effect on the general value of your plan — normally, the next deductible means a decrease premium, whereas a decrease deductible means the next premium.
AFC presents one of many longest workmanship ensures within the trade. Residence guarantee suppliers sometimes supply a 30- or 60-day assure, however AFC ensures repairs, elements and labor for the lifetime of your contract, which will be as much as three years if enrolled in a 3-year plan.
AFC can be among the many few firms that allow you to select your individual contractors with earlier authorization as lengthy they're licensed, bonded and insured. For those who don’t have a certified contractor, the corporate will dispatch one from its pool of service suppliers inside 48 hours of your request.
AFC Residence Guarantee protection
AFC Residence Guarantee’s plans embrace protection for the next gadgets:
Silver Plan
($48.75 - $54.33/mo.*)
Gold Plan
($65.42 - $70.92/mo.*)
Platinum Plan
($70.92 - $76.50/mo.*)
Diamond Plan
($105.50 - $112.75/mo.*)
- Garments dryer
- Garments washer
- Kitchen fridge
- Oven/Vary
- Range
- Cooktop
- Dishwasher
- Rubbish disposal
- Storage door opener
- Garments dryer
- Garments washer
- Kitchen fridge
- Oven/Vary
- Range
- Cooktop
- Dishwasher
- Rubbish disposal
- Storage door opener
- Air-con
- Heating system
- Water heater
- Electrical system
- Plumbing system
- Ductwork
- Every little thing lined by the Gold Plan
- Plumbing stoppages
- Taps
- Constructed-in microwave
- Ice maker
- Followers
- Every little thing lined by the Platinum Plan
- Electronics
- Exterior sewer strains
- Exterior water strains
Optionally available add ons
AFC presents the next protection choices for different home equipment and techniques at a further price:
- Effectively pump
- Sump pump
- Stand-alone freezer
- In-ground pool and spa
- Central vacuum
- Double oven
- Ice maker
- Septic system
- Scorching water dispenser
- Electronics
- Roof leak
AFC clients additionally get entry to unique services at particular charges, together with the next:
- Low cost on elements and equipment for residence home equipment via Embody, a elements provider
- Particular charges for good residence safety merchandise
- Protection for residence electronics from Jacana Guarantee
- Entry to the Emergency Alert Community for private emergency notifications
- Imaginative and prescient and dental insurance coverage and reductions
AFC Residence Guarantee protection limits
Most residence guarantee suppliers have protection limits, and AFC Residence Guarantee isn't any exception. These limits are the utmost quantities the corporate pays when a lined system or equipment breaks down.
All of AFC Residence Guarantee’s plans have a most payout of $3,000 per merchandise — for entry, prognosis, restore or alternative of home equipment. The utmost payout resets at first of every contract time period (sometimes each 12 months).
Different particular protection limits embrace:
As much as $150 per membership time period
As much as $300 per membership time period
As much as $150 per membership time period
As much as $500 per membership time period
Code upgrades or modifications
As much as $150 per membership time period
As much as $ 150 per membership time period
As much as $500 in combination per time period
Ceiling, exhaust or attic fan
As much as $150 per membership time period
As much as $500 in combination per time period
As much as $300 per membership time period
In-ground pool or spa tools
As much as $500 per lined request
As much as $500 per membership time period
As much as $500 per membership time period
As much as $150 per membership time period
As much as $500 per membership time period
What AFC Residence Guarantee doesn’t cowl
AFC Residence Guarantee doesn’t cowl damages brought on by accidents, neglect or pure disasters, together with floods, fireplace, wind, hail storms, earthquakes, rain, theft or vandalism. Moreover, AFC plans don’t cowl damages brought on by pests, mildew, corrosion, pre-existing circumstances, collapsed ductwork or mildew.
Except for these limitations, some home equipment could have elements which can be excluded from the protection. Some parts and elements that AFC Residence Guarantee’s plans don’t cowl embrace:
- A/C window models, moveable models, chiller techniques, photo voltaic heating techniques, humidifiers, dampers, warmth lamps and underground piping.
- Some elements of kitchen fridges, comparable to coils, valves, contact shows, water strains, door hinges, filters and detachable elements
- Crushed or improperly sized ductwork
- Photo voltaic water heaters and parts
- Auxiliary storage or enlargement water tanks
- Low-voltage wiring, energy outages, circuit overload, insufficient wiring
- Electrical modifications or code violations
- Piping failure or stoppages brought on by freezing, roots or collapse piping
For extra details about protection, limitations and exclusions you possibly can verify AFC Home Warranty’s sample contract.
AFC Residence Guarantee availability
State availability
AFC Residence Guarantee is obtainable in each state besides California, Hawaii and Washington.
Contact data
AFC Residence Guarantee presents 24/7 customer support. To submit a declare you possibly can both log in to the client portal or name AFC’s service middle at 855-613-4555.
To request details about plans, protection and pricing you possibly can name 855-647-0645. It's also possible to ship an e-mail to info@afchomeclub.com.
Person expertise
AFC’s web site is straightforward to navigate and offers detailed details about its service contracts, phrases and limitations. You may simply request a quote, examine plans on-line or use the client portal to submit a declare and handle service requests.
AFC Residence Guarantee credentials
Regulatory or authorized actions
On the time of publication, we didn’t discover any latest regulatory or authorized actions towards AFC Residence Guarantee.
Though we attempt to embrace correct and up-to-date data on regulatory and authorized actions, this data will not be full or absolutely updated. We suggest you do your individual analysis for the newest data.
AFC Residence Guarantee buyer satisfaction
Third-party scores
- Higher Enterprise Bureau (BBB): 2.71 out of 5 common score from 181 buyer critiques.
Buyer complaints
AFC Residence Guarantee has a B score from the BBB. The corporate has had 150 complaints closed within the final three years and 58 complaints closed within the final 12 months.
We discovered that many of the complaints filed towards AFC Residence Guarantee are concerning the guarantee protection limitations and points submitting claims. Different widespread complaints should do with:
- Low payouts
- Poor customer support
- Inaccurate data supplied by gross sales representatives
The analysis above is predicated on information that was accessible on the time of publication.
AFC Residence Guarantee comparisons
AFC Residence Guarantee vs. American Residence Protect
American Residence Protect (AHS) is among the largest residence guarantee suppliers within the nation, and stands out for its high-coverage limits for HVAC techniques.
Though American Residence Protect doesn’t supply a system-only plan like AFC Residence Guarantee, it options three complete plans that cowl a mixture of home equipment and techniques beginning at comparatively decrease costs than AFC.
The foremost distinction between these two residence guarantee suppliers is their protection payout limits. In comparison with American Residence Protect, AFC’s protection limits for techniques are a lot decrease. As an example, American Residence Protect pays as much as $5,000 for HVAC techniques and ductwork and as much as $2,000 and $4,000 for home equipment (relying in your plan), whereas AFC pays a most of between $150 and $500 for many techniques and $3,000 for home equipment.
Service Name Payment
(or deductible)
Nationwide, besides CA, HI and WA
Learn the total American Home Shield review
AFC Residence Guarantee vs. Choose Residence Guarantee
Choose Residence Guarantee is one other main residence guarantee firm that stands out for together with roof leak protection in all its plans and that includes plan reductions all year long.
Choose Residence Guarantee presents three tiered plans with costs starting from round $42 to $48 and a $75 service name price. Choose’s most simple plans — Bronze Care and Gold Care — respectively cowl home equipment and techniques solely, whereas its premium plan, the Platinum Care, covers each.
Choose and AFC have related protection limits for techniques comparable to plumbing and electrical, with a most payout of $500. Nevertheless, Choose falls brief in terms of home equipment, protecting solely as much as $500 in comparison with AFC’s $3,000 most, but it surely makes up for it with a protection of as much as $3,000 for HVAC tools.
Service Payment
(or deductible)
Nationwide, besides HI, CA and WA
Learn the total Select Home Warranty review
Discover different residence guarantee choices
Take a look at our critiques for different residence guarantee firms you possibly can contemplate:
AFC Residence Guarantee FAQs
What's AFC Residence Guarantee?
AFC Residence Guarantee is a house guarantee service supplier that gives protection for eligible residence techniques and home equipment once they break down.The corporate stands out for its prolonged workmanship assure and for letting you select your individual contractors and technicians. As well as, it presents entry to membership advantages with varied retailers, insurance coverage firms and low cost packages.
What does AFC Residence Guarantee cowl?
AFC Residence Guarantee plans cowl kitchen and laundry home equipment, storage door openers, and residential techniques comparable to plumbing, inside electrical, heating and cooling techniques. Protection, nevertheless, varies relying on the plan you select.
How a lot does AFC Residence Guarantee price?
AFC Residence Guarantee prices range relying on the plan you select, the placement of your private home and the service price possibility you select — $75, $100 or $125. Its most simple plan— which covers 9 totally different home equipment, together with kitchen and laundry home equipment — begins at round $48.75 per 30 days, should you select the $125 service name price.
How you can cancel an AFC Residence Guarantee?
How we evaluated AFC Residence Guarantee
We evaluated AFC Residence Guarantee primarily based on publicly accessible data and the next elements:
- Providers provided: We reviewed the corporate’s protection, plans, and limitations and in contrast them to these of different residence guarantee firms.
- Value: We in contrast plan pricing and protection to find out price effectiveness.
- Availability: We appeared for firms with nationwide protection or servicing no less than 35 states.
- Authorized actions: We evaluated whether or not the corporate had any latest authorized or regulatory actions.
- Customer support: We checked the corporate’s standing with the BBB and checked out satisfaction scores and buyer critiques to get a greater understanding of buyer’s experiences.
Abstract of Cash’s AFC Residence Guarantee Overview
America’s 1st Choice Home Warranty plans supply many protection choices, membership perks and advantages and suppleness to decide on your individual contractor. The corporate additionally options one of many longest workmanship ensures within the residence guarantee trade, with a assure that covers labor and elements for the lifetime of your contract.
As common, we suggest doing your individual analysis and evaluating protection between residence guarantee suppliers earlier than deciding if AFC Residence Guarantee presents what you want.
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